Monday, February 11, 2019
Last Day at Work
I felt great during Lunar New Year break as I did not have any pressure on work after the holidays since I have completed tasks handing over to my successor. Unlike previous years, I slept very well and felt relax. This is the biggest variance that I first ever experienced.
Today, February 11, 2019, Monday, the 7th day of Lunar New Year, to be marked as an important day to me. This is the final day that I work as an employee for the company that I have been serving for the past 21.5 years. I have been expecting this day for years but my feeling is mixed when this day is finally come.
During my drive for my final day to work, I tried to enjoy all the scenery passing by. I greeted my Chinese colleagues "新年快乐". My Managing Director bid me a farewell early morning due to his busy schedule. My good subordinates and colleagues handed over me some souvenirs and I gave away chocolates with gratitude before I left.
Starting tomorrow, I'll be entering a new stage of my life. I have totally no idea how it will be looked like even though I have been projecting and practicing my future life for the past two years. Life is full of changes and challenges and I am ready to overcome them.
Yes, indeed my income will be very much reducing as I will be living on my own without any active income. On the other side of the picture, I have more time for myself and family with healthier lifestyle (as a result of no more work pressure) which is a good trade-off. Reducing in active income doesn't mean that I'll start spending my own savings. As a matter of fact, my passive income has been much higher than my living expenses which, in turn, I could still maintain my current lifestyle without worry about money.
Yes, my savings will be slowing down without active income. However, I don't think foregoing my health for more savings is a good offset as my health can't be bought no matter how rich I am. I must admit that not everyone could simply take this major move and I am glad that I have taken mine.
I am expecting my new life to come and I wish all my ex-colleagues, friends and their family members to have good life and health. All the best to all of you.
Labels:
Retirement Planning
Thursday, February 7, 2019
Monday, February 4, 2019
戊戌狗年的最后一天
今天,2019年2月4日,是除夕日,戊戌狗年的最后一天,也是立春。这一天对我而言与往年不一样。我今天还是和以前一样开车去上班。好久没在除夕上班了。一路上只看到三三两两的车辆行驶。好久没这种开车一路通的美好感觉了。平时的30分钟车程缩短为15分钟。这种快感难以形容。
今年我将会在年初三开工而年初七将是我在这间我服务了超过21年的公司的最后一天。由于想尽快离开,所以今年我并没有拿新年假期。老实说,太太和家人都有些怨言。他们说难道不能先拿假,再推迟两三天才离开吗?我直接回答我不要。当对这公司的一切感到失望后,根本一点眷念都没有。我不怪我太太和家人,因为他们并不了解我的立场。我跟他们说2月11日后,我有的就是陪他们的时间而这恰恰就是许多人办不到的。
现在我已开始调适自己的步伐,尝试放慢脚步,培养从容的心境来接受即将到来的一切。我不再需要出卖我的时间换取金钱,不必牺牲自己的尊严来得到虚荣。根根本本,实实际际的做自己,过快乐的生活。还有就是去做自己一直想做的事,尤其是看看这美丽的世界。
时钟滴答滴答的倒数着,我已准备好面对一个全新的生活,人生的另一个阶段。在己亥年即将到来的这一刻,在此祝愿大家心想事成,万事如意。
Labels:
Positive Thinking
Friday, February 1, 2019
After Thought of My Financial Freedom
I attain my financial freedom at the age of 40. However, in order to prove that I am ready, I have done some experiments in the past seven years. I also shared the results of these experiments in my previous posts. Everything is moving well. In January of this year, I tendered in my resignation letter for the third time. This is because I have decided to realize my lifetime goal: quit the rat race. Take this opportunity, I would like to share my feelings about being a free person.
Labels:
Financial Planning
财务自主后的感想
自个儿的财务在40岁是已可以自主了。但为了证明自己一切准备就绪,过去七年来我都做了一些试验。我也在我的部落格里分享过这些试验的成果。一切朝正面发展。今年1月份,我第三次交上我的辞职信。这是因为我决定开始实现我多年来的目标:做自己的主人。今天,借此机会,在此分享我在呈辞后成为自由人的感受。
Labels:
Financial Planning
Tuesday, January 22, 2019
My Route to Financial Freedom
One of my university majors was Finance. The reason for me
on choosing this was that I like to explore all the possibilities and probabilities. I like
figures and get around with them but I hate Accounts. I don't mean Accounting
figures are meaningless but, to me, the process of doing this is rather boring.
One good thing on Finance is that I could justify the figures by adding in
assumptions with is not allowed in Accounts. In short, Finance allows me to
carry out some assumptions to justify my analysis.
Tuesday, January 1, 2019
2019 Happy New Year: 2018 Financial Review
Happy New Year in 2019!
It has been another year. Recall from what I did for the past one year, after recalling my resignation at the request of the company's directors, the company is yet to honor what they promised a year ago. So, while the same old problem is still not solved, the workload has doubled or tripled. My body has been giving me some hints. Without proper adjustment, I am afraid that the consequences will be unimaginable. It’s too late to regret by then. Before I have made a big mistake, I must take a good look at what I should do from now on. For me, health is the greatest asset. No matter how much money I have, I just can't buy my lost health. Another thing is that since I am yet to attain the age of 50, I have lots of grey hair. This has shown how much pressure from my work.
一年又这样的过了:我的2018年财务回顾
兜兜转转又一年了。回想一年前,在收回辞呈后,一年就这样过了。老实说,老问题还是没解决的同时,工作量却倍增。一向注重健康的我,身体已给我一些预警。再不好好的调适,唯恐后果不堪设想。到时后悔也来不及。在还没促成大错前,我务必要好好思考下来的路该怎么走。对我而言,健康是最大的财富。不管我多有钱,都买不回失去的健康。还有一个让我无法释怀的是,我还没50,已是满头灰发。由此可见,我的工作压力有多大。
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