Thursday, April 11, 2019

2 Months after Early Retirement

It has been 2 months after starting of my early retirement. There are some significant changes over my life which I would like to share in this post.

First, my life focus has been gradually diverted from boring & pressurized daily full-time job to life enjoyment. When I was still an full-time employee, most of my day time had been occupied by my then employer. Of course, this is a must according employment contract. Each and everyday then, after a-day work, I was so exhausted. I didn't have any mood to enjoy the rest of my day as my mind was still filled up by work related issues. I still had to consider solutions of those issues even though I was already so tired. I couldn't sleep well due to anxiety. This was really torturing and my health had been affected. 

Monday, April 1, 2019

Things to Look into Before You Quit Your Full Time Job to Become A Free Man

It took me years to finalize my decision to quit from my full time job. You might think that I should not have any worry as long as I am financially ready. As a matter of fact, there are also others areas I need to look into before I am ready. Here I would like to share my experience about things to look into before I make such decision.

Friday, March 15, 2019

Myth of Your Personal Net Worth

Do you know how much do you worth? Your net worth is the same as a company's balance sheet. It is as simple as the difference between Total Asset you own and Total Liability you owe. A positive figure means you own more than what you owe or vice versa.

Friday, March 1, 2019

My Friends' Response on My Early Retirement


I was in very low profile on I resignation. My friends who know understand that I have my own way on financial management. Normally, everyone can see that I am different from the others on handling monetary issues. Because of this, my friends sometimes like to get my consultation on financial questions. However, if they unwilling to reveal more information about their financial status, I could only share general advice. Because I share my personal experience which are somewhat different from what they generally precept, they normally deny my advise. I recognize that there are three types of learners during my sharing:

我认识的朋友们对我提早退休的反应(非常有意思)

我在辞职时是非常低调的处理。认识我的朋友们都晓得我在财务管理有一套自己的方式。在平时,大伙儿都能看出我在钱财处理上和他们的不同。也因为这样,朋友们也不时想我请教财务上的问题。若他们不给于我更多他们的财务状况的话,我至多只可以分享一些表面上的管理建议。因为我分享的是我个人的经验,有些与他们一般所知的有些不同,他们会问我为何不“如此如此,这般这般”。我也乐意分享为何我不“如此如此,这般这般”。我发现在分享后,不同人会有不同的反应。基本上,我可以把他们分类成三大学习者:

Saturday, February 23, 2019

Two Weeks After Early Retirement - Commence of Enjoying My Fruits of Delay Gratificatiion

It has been two weeks since I stepped down from full-time job. In this post, I would like to share about the changes to me since then. 

Wednesday, February 20, 2019

Are You Aiming for EARLY RETIREMENT?

You might have been hearing people keep talking about early retirement for various reasons. Yes, your reasons for early retirement is your motive to move forward. With this motive in mind, you have to consider your path on getting there. In short, you know where is your destination and now you have to consider how to get there.

Friday, February 15, 2019

Start Early

I have friends who wonder how I could achieve financial freedom while my kids may only complete their education in 4 to 9 years to come. They curious about how I am so sure that I have accumulated enough at such a "young" age and ready for foreseeable and unforeseeable circumstances in the remaining of my life. Well, life is indeed full of turbulence and I really have no idea what will be happened in the future. However, it is important to make sure I am ready for these unpredictable future and this "cushion" is ready before I get out from the rate race.