Friday, March 15, 2019

Myth of Your Personal Net Worth

Do you know how much do you worth? Your net worth is the same as a company's balance sheet. It is as simple as the difference between Total Asset you own and Total Liability you owe. A positive figure means you own more than what you owe or vice versa.

Friday, March 1, 2019

My Friends' Response on My Early Retirement


I was in very low profile on I resignation. My friends who know understand that I have my own way on financial management. Normally, everyone can see that I am different from the others on handling monetary issues. Because of this, my friends sometimes like to get my consultation on financial questions. However, if they unwilling to reveal more information about their financial status, I could only share general advice. Because I share my personal experience which are somewhat different from what they generally precept, they normally deny my advise. I recognize that there are three types of learners during my sharing:

我认识的朋友们对我提早退休的反应(非常有意思)

我在辞职时是非常低调的处理。认识我的朋友们都晓得我在财务管理有一套自己的方式。在平时,大伙儿都能看出我在钱财处理上和他们的不同。也因为这样,朋友们也不时想我请教财务上的问题。若他们不给于我更多他们的财务状况的话,我至多只可以分享一些表面上的管理建议。因为我分享的是我个人的经验,有些与他们一般所知的有些不同,他们会问我为何不“如此如此,这般这般”。我也乐意分享为何我不“如此如此,这般这般”。我发现在分享后,不同人会有不同的反应。基本上,我可以把他们分类成三大学习者: