栽自新洲日报活力副刊2017年11月29日第A10页 |
What is the meaning of life? Sadly, to most people, life is just doing routine tasks, day in and day out.
I used to be one of them. For more than 20 years of my working life, I keep asking myself whether my whole life will only be like that and that is it? To me, it is not fair. After I graduated from university, I self studied money management and designed my own stock investment strategy. Persistence has allowed me to attain financial freedom at the age of 40. But, is anyone care about the toughness of the process?
When I first joined the work force, my salary was really low. Fortunately, my parents understand my situation which allow me to have some savings. As a matter of fact, my parents are also financially independent. They understand that, nowadays, the life is not as easy as 50 years ago. Although they earned good income from doing business, they were frugal. I believe I was "inherited" from my mother who is extremely sensitive to numbers. Although my income was not high then, I still able to save some. Due to lack of investment knowledge, my parents are extremely conservative in money management. But, to me, as I am interested in numbers, I began to study financial management.
Today, I am proud to say that my time belongs to me. The point is not to give in to the reality easily. Since every person's life scenario is different, it is just impossible to copy and follow one's life model totally. The only thing you can do is to to face reality and ponder how to change your existing life. Write down your plan. Follow the plan and review the performance timely. Correct it if there is deviation. This is the essence of PDCA (Plan, Do, Check, Action). If you want to change the status quo, start learning how to plan!
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