Step by Step

What are your dreams (financial targets)?  Are you aiming for early retirement, starting you own business or having enough fund for children's education?  No matter what dreams you have in mind, you need to plan in order to achieve these dreams within stipulated period.  The amount required for each of your dream may be huge that may made you feel very difficult, or impossible, to achieve.  Is it really true that you really can’t achieve them?  If you think you can’t, you really can’t.

Therefore, the foremost important step to achieve these financial targets is to think positively.  Think about how you are going to achieve them.  I am going to share a tip that might help.

As you have known your targets, the journey to your financial goals need great effort and takes years to complete.  Therefore, keep these final targets in mind and break it down in multiple small targets along the way.  You will be surprised how easy it is.  What you need to do is to plan your targeted amount each year to attain your final target years later.  Second, put in your effort on achieving the target of the year.  As the amounts of yearly targets are very much smaller than the final figures, you will find that they are very easy target to achieve.  Next, closely monitor your targets on monthly basis against your yearly target.  Do all necessary adjustment, if any, after monthly monitoring process.  You will also find that by doing monthly adjustment is much easier than yearly.  Isn’t it really simple?

So, think big but do it one small step at a time, you will find that life is really wonderful.  Do enjoy your life.