Sunday, February 19, 2017




Where to Invest Now?

I met up a good friend last week and had a nice conversation.  During the chat, he shared with me that he had been a very conservative in any kind of investment.  He was very reluctant to move his first step to investment simply because he was very scared of losing.  As a matter of fact, he is married with no children.  He is also a decent income earner without much debt holding.  

Therefore, I told him that he is at a better financial position as compared with the other majorities with the same age. The major shortcoming of him was that he never has a desire to learn how to invest and he agreed with me.  He kept thinking that investment is a very complicated subject to learn and I did not agree with him.  I further enlighten him that he was afraid of investment simply because he did not have much knowledge about it.  The only way to overcome this is to open his mind and learn.  He can learn from books, attending workshops and seminars, and get around with people with same interest.  If he is willing to learn and get involve, he will be able to see the investment he had learnt clearer than anyone who did not do so.

Sunday, February 5, 2017

Investor vs Speculator, Which One are You?

I participated a cross country run held at my daughter's primary school on 14-Jan-2017.  It was very crowded.  Of course, I met a number of old friends there.  One of my friends, who is also a reader of my book, asked me on whether I am writing a new book.  I told him that, instead of writing, I teach so that I could guide my students proactively according to my investment philosophy instead of letting them to guess based on their perception on I wrote in my books solely.