Wednesday, February 19, 2014
Currently, I am having the cash rebate credit card from Bank C and Bank O.
I just received my new Bank O's card in December 2013 for 1% rebate for whatever retail charges into the card. I have been holding Bank C's for three years and it provides 5% rebate on petrol, 2% rebate on mobile phone bills & hypermarkets' shopping while only 0.3% rebate on other retail spending. To optimize the rebate to be received, I have diverted other credit retail charges to Bank O's card to enjoy higher return.
Thursday, February 6, 2014
The long waiting InvestBursa course is opening for new intake soon. But we are changing the way we enroll people into the program this year.
You need to apply to get accepted. See what I mean here.
Because we want to keep the direct 1-1 coaching group small, it's quality over quantity. And we only want the right people with the right mindset to take action.
Not people who intend to get rich quick overnight without any hard work. Yes, investing is a hard work by its own, but the outcome is a rewarding one.
Click here to apply, and we will send you another exclusive content of the program next Monday if you apply.
So you have an idea of how valuable the content is inside the program
Thursday, January 9, 2014
Happy new year, my fellow readers. It is another brand new year and we are on the way toward another era of high living cost such as hike of charges on electricity, assessment, school bus .... Pheww, how are we going to get through all these?
Thursday, December 5, 2013
I’m always approached for advice on how I manage my money so well. I say that hearing endless stories about people being stuck in debt, such as a neighbor who lost his house because of loans he couldn’t pay, a gambling fiend who struck it lucky once before going on a losing streak that had him forever indebted to friends, and other stories about financial woes that lead people to depression and declining health has pushed me to be wise with my finances at an early age.
Thursday, November 28, 2013
I have been holding cash rebate credit card since 2008. If you follow my blog closely, you should understand that I treat credit card as cash and cash rebate as a discount. I believe it is essential for us to do so especially in the regime of high living cost we are experiencing now.
Thursday, November 21, 2013
For those who have basic understanding on financial planning should understand the importance of fund allocation. Techinically speaking, fund allocation should be make according to your risk profile. If you are a conservative investor, you might prefer to opt for more investment on bond-like investment as too much stock-like investment will create uneasy feeling. Of course, for an agreesive investor, the scenario will be the other way round.
Thursday, November 14, 2013
Every now and then, whenever there is an interview with an “expert” on stock investment, people likes to seek for his recommendation. The “expert” will then give his suggestion according to his understanding of macro and micro environment and provide his buy or sell advice accordingly.
I must admit that these “experts” are doing a great job on providing their views according to certain logic. However, what worrying me the most is that most people will tend to accept the advice or tips unconditionally without any validation which might lead to a disastrous ending.