Tuesday, January 22, 2019

My Route to Financial Freedom

One of my university majors was Finance. The reason for me on choosing this was that I like to explore all the possibilities and probabilities. I like figures and get around with them but I hate Accounts. I don't mean Accounting figures are meaningless but, to me, the process of doing this is rather boring. One good thing on Finance is that I could justify the figures by adding in assumptions with is not allowed in Accounts. In short, Finance allows me to carry out some assumptions to justify my analysis.

Tuesday, January 1, 2019

2019 Happy New Year: 2018 Financial Review

Happy New Year in 2019!

It has been another year. Recall from what I did for the past one year, after recalling my resignation at the request of the company's directors, the company is yet to honor what they promised a year ago. So, while the same old problem is still not solved, the workload has doubled or tripled. My body has been giving me some hints. Without proper adjustment, I am afraid that the consequences will be unimaginable. It’s too late to regret by then. Before I have made a big mistake, I must take a good look at what I should do from now on. For me, health is the greatest asset. No matter how much money I have, I just can't buy my lost health. Another thing is that since I am yet to attain the age of  50, I have lots of grey hair. This has shown how much pressure from my work.

一年又这样的过了:我的2018年财务回顾


2019年,新年快乐!

兜兜转转又一年了。回想一年前,在收回辞呈后,一年就这样过了。老实说,老问题还是没解决的同时,工作量却倍增。一向注重健康的我,身体已给我一些预警。再不好好的调适,唯恐后果不堪设想。到时后悔也来不及。在还没促成大错前,我务必要好好思考下来的路该怎么走。对我而言,健康是最大的财富。不管我多有钱,都买不回失去的健康。还有一个让我无法释怀的是,我还没50,已是满头灰发。由此可见,我的工作压力有多大。

Tuesday, November 13, 2018

汉语:世界最难学的语言



今早看到报章刊登“世界最难学10大语言”,汉语排在第一位,感到骄傲。原来你我天天都在用着,看着,写着,读着世界最难学的语言。

Friday, November 2, 2018

准备退休:三个重要元素


我经常听到我的朋友们,不管是打工一族,还是当老板,都时常把“退休”挂在嘴巴。很多情况下,这些人都是要做到不能做才退下。为什么呢?是因为他们喜欢工作吗?试想想,如果是做他们喜欢的工作并乐在其中,怎么还会说想退休呢?更多时候是当心财务上在没有活跃收入的情况下无法应付接下来的生活费。这就道出了一个事实,许多人对退休的关注主要是金钱上。其实,理想的退休生活不是只有金钱,更多是如何让退休生活过得充实。

Monday, February 12, 2018

您犯了同样的错误吗?

栽自新洲日报投资广场(12/2/2018)第09页
近来的股市真的是如坐过山车。2018年初始,马来西亚综合指数节节上升。但过去两周的美国股市动荡却也连累了马来西亚股市。我不晓得有多少人适可而止,又有多少人又再一回烧到了手。今天看了“股神也会失手”这篇分享,觉得应该共勉之。

Monday, January 1, 2018

2018年1月1日,新年快乐!2018年、楽しいお正月を過ごす!

今天又是新的一年的开始。在柔佛州,今日不是公定假日。上班族如常上班。而今日的我心情非常的不一样。除了因为新的一年的开始而感到兴奋,更因为今日能完成我拖延以久的计划而觉得雀跃。

犹记得在2012年下半年时,在工作上感到心力交悴。当时的原因是因为上司的无理取闹,鸡蛋里挑骨头。在仔细研究自身的财务状况后,毅然准备了辞职信求去。但在递交前,却听说将有“大风吹”。我于是静观其变。值得庆幸的是我被转调去其他部门当主管。虽然要掌管两个部门,但工作量却大大减低。何乐而不为。

就这样直到2014年初,部门董事突然对我说要多加一个部门给我管,原因是当时这部门的主管无法达到公司的管理要求。最为可笑的是我对这部门的运作也不很了解。我反问为何选我。他说他非常肯定我会比该主管更好的管理这部门。这部门就是运输部。我就职的公司是一间跨国企业,它的运输部有多大是无法想象的。单单员工管理就让人头疼了。最让我心里不平衡的是竟然一分钱都没加给我。我当时虽然不愿意,但却希望借此机会增加我的知识。

Happy New Year

Today is the beginning of 2018. In Johor, today is not a public holiday. People go to work as usual. However, my feeling is very different. Beside being excited by the beginning of the new year, I am glad that I could accomplish my long-term plan today.

In the second half of 2012, I felt fed-up at work. The reason was because the boss's vexatious. After careful study of my financial status, I decided to resign. Before tendering, I heard that there would be a huge reshuffle. So I waited. Fortunately, I was transferred to other departments. Although I had to take care of two departments, the workload was greatly reduced.

Everything went fine until the beginning of 2014.  The department director suddenly told me that I had to take care one more department because the then head was unable to meet the company's performance requirements. The most ridiculous thing is that I did not know much about the operation of this department. I asked why I was chosen. He said he was very sure that I would perform better than the then head. This department is the Logistics Department. My company is a multinational company and you had no idea how big Logistics Department was. Staff management alone is already a big headache. The worst part was that there was not even a penny added to me. Even though I was reluctant, I thought positively by taking this opportunity to learn more.