Update of My Bank C's Cash Rebate Credit Card

Currently, I am having the cash rebate credit card from Bank C and Bank O. 

 

I just received my new Bank O's card in December 2013 for 1% rebate for whatever retail charges into the card.  I have been holding Bank C's for three years and it provides 5% rebate on petrol, 2% rebate on mobile phone bills & hypermarkets' shopping while only 0.3% rebate on other retail spending.  To optimize the rebate to be received, I have diverted other credit retail charges to Bank O's card to enjoy higher return.

Apply to be Accepted into the Program

The long waiting InvestBursa course is opening for new intake soon. But we are changing the way we enroll people into the program this year.

How?

You need to apply to get accepted. See what I mean here.

Why?

Because we want to keep the direct 1-1 coaching group small, it's quality over quantity. And we only want the right people with the right mindset to take action.

Not people who intend to get rich quick overnight without any hard work. Yes, investing is a hard work by its own, but the outcome is a rewarding one.

Click here to apply, and we will send you another exclusive content of the program next Monday if you apply.

So you have an idea of how valuable the content is inside the program

Do apply before Sunday night HERE

Up, Up and Away .....

Happy new year, my fellow readers.  It is another brand new year and we are on the way toward another era of high living cost such as hike of charges on electricity, assessment, school bus ....  Pheww, how are we going to get through all these?

These Smart Ringgit-Saving Tips Can Help You Extend and Grow Your Money

I’m always approached for advice on how I manage my money so well. I say that hearing endless stories about people being stuck in debt, such as a neighbor who lost his house because of loans he couldn’t pay, a gambling fiend who struck it lucky once before going on a losing streak that had him forever indebted to friends, and other stories about financial woes that lead people to depression and declining health has pushed me to be wise with my finances at an early age.

Myth of Credit Card Cash Rebate

I have been holding cash rebate credit card since 2008.  If you follow my blog closely, you should understand that I treat credit card as cash and cash rebate as a discount.  I believe it is essential for us to do so especially in the regime of high living cost we are experiencing now.

Investment Fund Allocation

For those who have basic understanding on financial planning should understand the importance of fund allocation.  Techinically speaking, fund allocation should be make according to your risk profile.  If you are a conservative investor, you might prefer to opt for more investment on bond-like investment as too much stock-like investment will create uneasy feeling.  Of course, for an agreesive investor, the scenario will be the other way round.

Are You Making Your Investment Decision Based On Opinions or Facts?

Every now and then, whenever there is an interview with an “expert” on stock investment, people likes to seek for his recommendation. The “expert” will then give his suggestion according to his understanding of macro and micro environment and provide his buy or sell advice accordingly.

I must admit that these “experts” are doing a great job on providing their views according to certain logic. However, what worrying me the most is that most people will tend to accept the advice or tips unconditionally without any validation which might lead to a disastrous ending.

A Quick Check on Knowing whether You are on the Way to Get Out of the Rat Race

Do you feel tired on working for others?  Are you having a job that you are not interested in but forced to do so?  Are you thinking of firing your boss but not sure whether you are ready or not?  So, you are thinking of no working while money is still coming, aren't you?