Huh? What is offshore investment?

Recently, I read a book by a local author that encourages people to put their funds offshore.  The author particularly emphasize that by investing solely onshore is risky.  He even spells out evidence on what sort of disastrous that the local policy will lead us to.  On this basis, he strongly suggests us to diversify our risks via offshore investment.

Beware of Money Traps

Do you face scenario like this.  You have your financial targets but have no idea on how to achieve them.  Therefore, you try to seek for clues to get "high" return.  Unfortunately, if you are unsure what you are doing, the chance of falling into traps are high.  Hence, when come to investment, you have to beware of traps around you.

How To Earn 12-Month Fixed Deposit Rate Every Month?

You may have your idle fund and earns almost nothing in your savings account.  You also know that inflation will eat up your purchasing power if you continue to put your hard-earned money in savings account.  Furthermore, you know that fixed deposit is giving more attractive return than savings account but still unwilling to lock it with longer maturity period in order to meet any emergency requirement.  What could you do then?

Attitudes You Should Have When Come To Stock Investment

I keep receiving questions asking me for the right counters to invest and to forecast market movement.  Well, I am just a normal person like everyone of you.  Therefore, I do not know where will the market move and I don't bother to forecast it.  Everyone has their own preferences.  What I like might be are those you hate most.  Therefore, I can't tell them which counters to invest neither.  Furthermore, I really don't bother to answer these speculative questions as I don't speculate at all.

Do You Need Help?

The keyword of this blog is "DIY".  Yes, years of experience is telling me that the only person I could trust when come to money management and investment is myself.  My logic is very simple: No one in this world knows me better than myself.  This is my philosophy and what I have been emphasizing in my books and stock investment course.