It has been again a long time for me to update my blog and I would like to sincerely thank to my loyal readers. I will strive my best to update and share more frequent to share my view and thoughts on investment and financial planning.Few days ago, when I was making a coffee during my short 5-minute tea break, I had a brief chat with my colleagues. They were asking me how much do I normally spend on my meal. I replied that I spend about $4~$5 for a dinner for my family and they shocked. They felt incredible and said I was lying because they normally spend at least $6 for dinner alone. I informed them that is what people do normally without second thought. If you follow the crowds, you will end up the same as what the crowds are doing.
