No Excuse

People like to stay within their comfort zone and that is why many people only can do the same thing again and again, year by year, without any improvement.

I always request my staffs to learn proactively in order to equip themselves to meet future challenge. However, most of the time, the reply I received were negative. They just gave as many excuses as they could just to escape from learning new things or exposure of new area of work. At the end of the day, I still have to settle most of the problems by myself. I am now still continued to couch them to have positive thinking and I hope the changes will come in one day.

Investment: Do Your Very Own Investment Plan

Do you have any investment plan before you carry out any investment? Do you have a target what are you going to achieve with this investment plan? Well, if you do not have one, do it now, by yourself.

Money Management: Is Branded Equals To Extravagant?

Four years ago, I bought a vacuum cleaner from an electrical shop. To be frugal, I requested the lady boss to recommend more economical model. She suggested to a XXX brand which I never heard before and she claimed that many of her customers have been using that model without problem. Therefore, I bought one.

Within half a year, the cleaner totally broke down after using it for 2 times only. Since it is within warranty period, I send it back to the electrical shop for repair. They took 4 month to get the cleaner fixed but it broke down again 3 months later after it was repaired. Since the warranty period has over, I went to another electrical shop to buy another “branded” one. It is still totally functioning now after 3 years of purchase.