Monday, October 9, 2017



Thursday, September 28, 2017

How Much Do You Need???

One day, while chatting with a friend after lunch, he shared with me on how he was dissatisfied with the current corporate management. He is about my age. So I suggested him to quit his job. Yet, he replied, "I am not like you.  I will do so soon after I pay off my housing loan." When I further asked him if he knew how much he needed to be "himself", he suddenly speechless.

Monday, September 25, 2017



Sunday, April 2, 2017



Sunday, March 19, 2017



Sunday, March 5, 2017




Sunday, February 19, 2017




Where to Invest Now?

I met up a good friend last week and had a nice conversation.  During the chat, he shared with me that he had been a very conservative in any kind of investment.  He was very reluctant to move his first step to investment simply because he was very scared of losing.  As a matter of fact, he is married with no children.  He is also a decent income earner without much debt holding.  

Therefore, I told him that he is at a better financial position as compared with the other majorities with the same age. The major shortcoming of him was that he never has a desire to learn how to invest and he agreed with me.  He kept thinking that investment is a very complicated subject to learn and I did not agree with him.  I further enlighten him that he was afraid of investment simply because he did not have much knowledge about it.  The only way to overcome this is to open his mind and learn.  He can learn from books, attending workshops and seminars, and get around with people with same interest.  If he is willing to learn and get involve, he will be able to see the investment he had learnt clearer than anyone who did not do so.

Sunday, February 5, 2017

Investor vs Speculator, Which One are You?

I participated a cross country run held at my daughter's primary school on 14-Jan-2017.  It was very crowded.  Of course, I met a number of old friends there.  One of my friends, who is also a reader of my book, asked me on whether I am writing a new book.  I told him that, instead of writing, I teach so that I could guide my students proactively according to my investment philosophy instead of letting them to guess based on their perception on I wrote in my books solely.

Sunday, January 22, 2017

Advice from Personal Financial Adviser?

Few days ago, I went to a foreign bank to have a fixed deposit placement as they were offering an attractive risk-free rate as compared with other banks in Malaysia then.

When I requested for a queuing number, the bank staff gave me a number to see a Personal Financial Adviser.  I wondered why and would like to see what is the catch.

Sunday, January 8, 2017

心得分享:孙子股市兵法(冷眼 著)