Insurance: Whole-Life Policy or Investment-Linked Policy (Part 2)保险: 终身保单或投资连接保单(第二部分)

In this posting, I would like to compare the coverage and premium charge of these 2 policies as below:

It can be clearly seen that Investment-Linked able to provide better protection with affordable premium as compared with Whole Life. Further, if you are able to invest on the premium saved wisely, you will have very high chance getting better overall return than Whole Life cash value.

Therefore, the choice is yours.
 

 
这期，让我们来比较终身保单或投资连接保单在保障及保费的差异。

从以上的报表来看，投资连接保单能以低廉的保费提供最大的保障。若您能将省下来的保费加以投资，您的回酬将比终身保单的现金回酬来的可观。
所以，选择在于您。